Kel Galavan
money coach
As Featured On
For hard-working people in Ireland who want to take control of their financial future, but feel overwhelmed by investing and afraid of making costly mistakes.
What if you could finally hop off the “just getting by” rollercoaster and start seeing results within weeks?
You’re doing the right thing. You save regularly, but…
-
Your money is just sitting there, not working for you.
-
Inflation is quietly eating away at your savings.
-
“Just saving” feels safe, but it’s actually risky.
-
Investing? It feels overwhelming; too complex, too risky, and you don’t know where to start.
-
You just want clear, simple, Irish-specific investing guidance.
-
You want to take control, grow your money, and find real financial freedom.
But jargon, fear of making mistakes, not knowing where to start, and thinking you’ve missed the boat are holding you back.
It doesn’t have to be this way.
It’s time to change.
Investing in Ireland isn’t just confusing; it’s uniquely challenging.
As an Irish saver, you face real barriers:
-
Fear: You’ve heard the horror stories, people losing everything. It’s no wonder you think, “Investing is NOT for people like me.”
-
Irrelevant Advice: US, UK, and European investing tips don’t work here. It’s frustrating to find information that actually fits Irish rules and realities.
-
Tax Confusion: The Irish tax system is complex and quirky. It’s easy to feel anxious about making a mistake or getting on the wrong side of Revenue.
No wonder so many of us stay stuck in the “just saving” zone, watching our money slowly shrink in the bank, too worried to take the next step.
I Crushed 6 Figures of Debt and Built a 7-Figure Net Worth, While Raising a Family in Ireland
I’ve been exactly where you are.
Saving like I was supposed to, but frustrated that my money was just sitting there; doing nothing. I wanted financial security, but investing felt too big, too risky, and too complicated.
I thought I was the problem. That I wasn’t “money-savvy” enough. I believed I had to read more, learn more, and figure it all out before I could start.
Here’s what I discovered:
Every successful investor has felt the same fear. The difference? They took the right steps and took action, and everything changed. I did the same.
I built a system that took me from six figures of debt to true financial security. Now, I teach people just like you how to ditch the fear, take control, and finally make your money work for you.
You don’t need to stay stuck.
You don’t need to figure it out alone.
And you definitely don’t need to wait for “someday.”
Your real journey starts now.
Working Harder Isn’t the Answer. Working Smarter Is.
5 Signs You’re Ready to Become a Confident Investor
You’re saving every month, but you know your money could be working so much harder.
You feel out of your depth when investing comes up, even though you’re smart and successful in every other area.
You want to take control, but you’re stuck, afraid of making costly mistakes.
You don’t know where to start and feel lost in a sea of conflicting (and mostly non-Irish) advice.
Deep down, you know investing is the key to building real wealth, but without the right guidance, you worry you’ll get it wrong.
You’re Not Alone, And You Don’t Have to Figure It Out Alone.
If any of these sound familiar, know this:
You’re not bad with money. You just were never shown how.
Investing isn’t just for finance bros or the super-wealthy.
It’s for regular people, like us, who want to break the glass money ceiling and finally get ahead.
You just haven’t had the right guidance… yet.
The Real Blocks Holding Irish People Back from Investing
Do any of these sound like you?
“I’m afraid of making expensive mistakes or losing everything.”
(Maybe you’ve heard the horror stories, someone lost it all in the last crash.)
“I want to learn, but I’ve never known where to start. I need a clear, step-by-step process.”
“I want to avoid the high fees charged by finance companies.”
“I earn a good wage, but I still feel broke all the time.”
“I worry about the future and retirement… it feels like I’m starting too late.”
“I need Irish information that actually fits our tax system, most investment sites are for the US or UK.”
You didn’t just wake up one day with these worries about money.
They’ve built up over time; from stories you’ve heard, fears you’ve absorbed, and past experiences that made investing feel risky, confusing, or just “not for people like you.”
But you’re not alone, and you’re not stuck.
It’s time to change the story.
The good news?
Your fears around money don’t have to hold you back
With the right guidance, you can cut through the noise, take control, and start growing your wealth with real confidence.
Hi, I'm Kel Galavan!
My Story: From Debt to Financial Security
I was drowning in six figures of debt; stuck with a house I couldn’t live in, two small babies, and a single income.
I know exactly what it’s like to feel overwhelmed, afraid of making mistakes, and unsure where to start.
The Turning Point
After years of chasing paychecks and barely keeping up, I hit breaking point.
So I took a radical step, my now-famous No Spend Year™, and it changed everything.
What I Learned
I started investing 20 years ago and made just about every mistake in the book (yes, I even cashed in two pensions - true story).
But I learned what actually works; and that’s why I’m financially secure today.
I studied everything about wealth-building, especially the unique challenges Irish investors face.
The biggest lesson?
Financial security isn’t about complicated strategies or risky schemes.
It’s about:
-
Having the right knowledge
-
Building a strong money mindset
-
Making your money work as hard as you do
Now, I Help People Like You
Today, I teach people working in Ireland how to take control of their money, invest wisely, and build real financial breathing space.
Everyone deserves a seat at the wealth-building table, you just need someone to show you how to start.
Money isn’t everything, but when used wisely, it becomes a powerful tool for freedom, security, and a better future.
Let’s make it work for you.
Awards & Recognition
2025 Founder of the Year, Business of the Year, and award-winning STEM Business of the Year: bringing analytical, simplified, award-winning financial education to Irish families.
What Happens When You Take Control of Your Money?
Imagine breaking free from constant money stress, no more worrying if you’re saving enough, making the right moves, or falling behind.
Instead of feeling stuck, overwhelmed, or afraid of making mistakes, you feel calm, confident, and in control.
When you let go of outdated money habits and fears, everything shifts:
-
Your finances start to grow.
-
Your future finally feels secure.
-
For the first time, you truly believe you can build real wealth.
-
But it’s not just about money.
It’s about freedom, choices, and finally feeling safe and supported in your financial future.
What Taking Back Control Really Looks Like
Whatever your dream, the results are real
Build rock-solid personal finances and take the risk out of investing
Achieve long-term financial security and freedom; consistently and deliberately
Create a personalised, long-term investment strategy that’s simple and sustainable
Say goodbye to the fear of losing money - hedge life in your favour
Navigate the Irish tax system with confidence
Connect with like-minded people on the same journey
Watch your net worth grow over time, knowing your investments and pensions are there to support you
Aim for FIRE (Financial Independence Retire Early), build freedom and choose your future
Equip yourself with the knowledge and skills to invest confidently in Ireland.
Break through old barriers. Upgrade your financial skills.
Gain the confidence to make smarter investments, better choices, and create a secure, freer future.
As Featured On
Introducing…
Rise Money™
Become a Confident Investor
Become a Confident Investor is a complete, step-by-step system for real people in Ireland who want to take control of their money; even if you’re starting from zero and know nothing about the stock market.
I’ve turned my journey, from six-figure debt to a seven-figure net worth, backed by 20 years of investing experience, into a practical, proven roadmap built just for Irish investors like you.
With Rise Money, Become a Confident Investor, you’ll:
-
Overcome your fear of losing money.
-
Cut through the confusion.
-
Know exactly where to start building lasting wealth, with total confidence.
Here's what you get when you join Become a Confident Investor.
Break Free from Investing Fears
Build rock-solid personal finances: the foundation for real wealth.
Gain confidence and eliminate the fear of costly mistakes.
No more feeling like an outsider in financial conversations.
Take Control of Your Financial Future
Transform your idle savings into a wealth-building engine.
See exactly where to start and design an investing strategy that truly works for you.
Get Clear, Irish-Specific Guidance
Navigate the quirky Irish tax system with confidence and make decisions without second-guessing yourself.
Learn how to Pay and File each year and stay on top of Revenue
Put Your Money to Work
Follow a simple, step-by-step roadmap to financial security.
Build an investment portfolio using strategies tailored for the Irish market.
Plus, you get:
-
Lifetime access to the course to learn at your own pace, revisit anytime as your portfolio grows.
-
12 months of support and community inside the vibrant Rise Money Collective.
-
Convenient access via MemberVault.
-
All training videos are available with English subtitles.
A PROVEN SYSTEM that works
Lean into the tried-and-tested S.E.T. Framework—designed to help you systematically build your financial future, one clear step at a time.
Set yourself up to soar, empower your investments, and tame the tax.
These three pillars combine to make you the unstoppable money-building force you deserve to be.
Step 1
Set to Soar
Create solid personal finances so your investments can truly grow.
Before you invest, you need a strong financial foundation, one that keeps you steady, no matter what the market does.
In this step, you’ll:
-
Build your own Money Life Jacket and master the habits of successful long-term investors.
-
Set up your day-to-day finances to live well now, while keeping one eye on the future.
-
Create rock-solid foundations so you can invest with confidence and weather any storm.
You will learn how to
-
Rock your personal finances
-
Get your savings working harder
-
Understand everything you need to know about pensions, net worth, and eliminating debt
-
Set goals and streamline your money so every investment is for the long term
Plus:
Downloadables, calculators, knowledge checkers and more
My mind is actually blown!!!!! Wow, this is a game changer
‘..genuinely had ZERO clue. It's so nice to take some control and not 'wing' it!!!. I love your methods and step-by-step approach and the videos are concise, so I can get my head around this whole new world of money!!! How am I 42 and only getting to this now??’
I have been avoiding money matters/pushing things under the carpet for far too long. This has most certainly come at the right time in my life.
Norette Kearney
Topics covered
-
Net worth and steps to financial freedom
-
Debt payoff, credit rating & report
-
Optimising savings, maxing out your pension
-
Cashflow, goal setting, and more
What’s It Like Inside Rise Money: Become a Confident Investor?
Sneak Peek
Step inside and discover a supportive, step-by-step learning experience designed just for Irish investors.
-
Easy-to-follow video lessons; no jargon, no overwhelm.
-
Practical tools, calculators, and downloadable resources.
-
Real community support from people just like you.
-
Guidance every step of the way, so you never feel lost or alone.
Get ready to finally feel confident about your money and your future.
Coaching & Community
Meet Your Tribe
Join Our Inspiring & Supportive Investor Community
When you enrol, you get instant access to our private community; an uplifting, judgment-free space made for money-savvy beginners just like you.
Why community matters:
-
A Safe Space to Talk Money: Ask any question - no shame, no silly questions. Share your goals, fears, and breakthroughs with people who get it.
-
Like-Minded Future Builders: Connect with others who are taking control of their financial future, just like you.
-
Learn from Real Experiences: No matter where you are on your journey, someone’s been there before and can help you fast-track your success.
…and so much more.
Plus…
Take action as you go!
All the Support Tools & Resources You Need
-
Investing A to Z Language Guide
-
Stock Indicator Decoder Quick Guide
-
Net Worth Calculator
-
Pension Contribution Calculator
-
Portfolio Growth Calculator
-
Maxed-Out Pension Calculator
-
Investment IQ Reviews at the end of each lesson
-
Downloads, cheatsheets, PDFs, and much more to support you on your investing journey
Everything you need to feel confident, make smart decisions, and stay on track, right at your fingertips.
AND... lifetime access to the course including future updates!
Extra Bonuses
To help you get the most out of Rise Money™, Become a Confident Investor, I’ve included these super-valuable extras:
Bonus 1
My Personal Investment Strategy
Look over my shoulder as I share the exact investing strategy I use today.
After 20 years of trial and error (and plenty of expensive mistakes!), I’ve built a system that took me from six-figure debt to real financial security. Now, I’m sharing it with you; step by step.
No theory. No fluff.
Just the practical, proven strategy I personally use to build lasting wealth.
Bonus 2
20 lessons from 20 years of Investing
You Can Skip the Costly Mistakes
If you’re ready to invest but worried about making expensive missteps, this special bonus is for you.
I’ve packed two decades of real-world investing experience into one powerful Masterclass, sharing the exact 20 lessons that shaped my strategy today. These are the mistakes I made, the lessons I learned, and the shortcuts I wish I’d known from the start.
How will this help you?
✔️ Avoid the costly mistakes that trip up beginner investors
✔️ Learn the real principles behind smart, long-term investing
✔️ Make confident decisions, no more second-guessing
✔️ Fast-track your journey to financial security
I’ve never shared these lessons before, and they could save you thousands.
Why learn the hard way when you can start investing smarter, right now?
Bonus 3
Life Time Access
Navigating your money is a lifelong journey. That’s why you get lifetime access to this course, so you can revisit the lessons whenever you need them.
Whether you’re just starting out, facing a career change, or navigating major life events, you can come back for a refresher or answers to new questions; anytime.
This continuous support means you’ll build lasting financial confidence and security every step of the way.
Bonus 4
Instant access to ALL future updates
Finance is always changing, so your knowledge should keep up.
With this course, you get instant access to all future updates. As Irish tax rules, interest rates, or the best investment platforms evolve, you’ll always have the latest strategies and information at your fingertips.
No outdated advice. No falling behind.
Just ongoing, up-to-date guidance to help you navigate your financial future with confidence.
This is a lifelong investment in your financial literacy, so you’re always ready, no matter what changes come your way.
.png)
Ask yourself...
How long will you let fear keep your hard-earned savings from growing?
Isn’t it time you invested in yourself; and started building your dream future?
This course IS RIGHT for you if...
-
You save regularly, but know your money should be doing more than just sitting idle.
-
You want your money working harder, and investing explained clearly, without confusing jargon.
-
You worry about losing money and need to understand how to invest safely.
-
You’re not sure where to start, especially as an Irish investor.
-
You’re ready to take control of your money; instead of feeling at its mercy, hoping next month will be different.
-
You want to move past the fear that keeps your money stuck in low-yield accounts.
This may NOT be right for you if...
-
You haven’t started saving any money yet.
-
You’re looking for high-risk, day-trading strategies.
-
You expect overnight success without putting in the work.
-
You’re not willing to dedicate purposeful time to your financial freedom.
-
You’re only interested in cryptocurrency or meme stocks.
Join Rise Money: 100% Risk-Free with My 14-Day Guarantee!
I’m confident this course will transform how you see money and put you on the path to creating a life of your own design. But if you’re unsure, I’ve got you covered with an iron-clad, no-risk guarantee.
Try Rise Money for two weeks; join the community, dive into the lessons, and experience the support.
If you decide it’s not for you, just let me know, and I’ll refund 100% of your tuition. No questions, no stress, no hard feelings, just well wishes.
That’s how much I believe in this program. I want you to feel excited and confident about investing in yourself. If you try it out and it isn’t for you, then nothing is lost.
So why wait? Join now, risk-free, and start your investing journey today!
What you get in Rise Money™ Become a Confident Investor
Each module is packed with zero fluff; just action-focused lessons and insights to change your money and investing life forever.
Short Online Training Modules
Life is busy, so with bite-sized lessons, access to practical, step-by-step lessons that walk you through EXACTLY how to build rock-solid finances, become a confident investor, and file & pay like a pro.
Quizzes, Calculators, Downloadables & Guides
Practical tools so you can take action right away and personalise every step to your life.
12 Months of Community Access with Live Coaching
Get answers to all your questions, expert insights, and the support and encouragement you need on your money journey.
Immediate Access to the Full Course & Private Community
Learn at your own pace, your way. Connect with inspiring, like-minded people all over Ireland.
Access to My Personal Investing Strategy
Get a first-ever “over the shoulder” look at the portfolio and strategy of a 7-figure Irish investor with 20 years’ experience.
20 Lessons from 20 Years of Investing Masterclass
Shortcut your path to success by sidestepping the 20 most expensive, and ego-bruising, investor mistakes.
You’ll unlock instant access to all training videos, resources, knowledge checkers, and calculators.
-
Each module walks you step-by-step through the exact process I used to crush six figures of debt and build a seven-figure net worth.
-
You get full access to the course and our private members’ community, The Rise Money Collective.
-
All videos come with English subtitles for easy learning.
Ask yourself...
How long will you let fear keep your hard-earned savings from growing?
Isn’t it time you invested in yourself, and started building your dream future?
Frequently Asked Questions
Still on the fence? I get it.
But here’s the thing…
Every day you wait, your hard-earned money is shrinking. Inflation eats away at your savings, while fear keeps you from the financial security you deserve.
I won’t promise overnight millions (run fast from anyone who does!).
What I can promise is this:
If you follow the system and do the work, you’ll gain the knowledge and skills to make smart, confident decisions about your money and investments.
You’ll know exactly how to build long-term wealth in a way that works for you.
Fear fades. Confidence grows. And you’ll feel in control, finally moving toward a future you deserve.
This program is built specifically for Irish people who want a clear, step-by-step roadmap to building wealth through smart investing, a path that keeps you on track for the long term.
And remember, you’re protected by my 14-day guarantee. If you don’t feel more confident after putting what you learn into action, you’ll get a full refund.
So, are you ready to take control of your financial future?
It’s your time to realise your potential and break through that glass money ceiling.
Got questions?
Feel free to email me. I personally read and respond to every message because I'm committed to helping you succeed.
