Kel Galavan
money coach
Meet Kel Galavan
Your money & investing coach
I know what it’s like to feel overwhelmed by money, to worry about making the wrong decision, and to wonder if you’ll ever feel truly in control. For years, I was there myself; juggling bills, raising a family, and feeling like my hard-earned money just wasn’t working for me.
"I was exhausted, stuck in the paycheck cycle, and drowning in debt. I knew something had to change."
'You work too hard not to have your money work just as hard to give you the life you deserve.'
Kel Galavan and her company, Mrs Smart Money Ltd, are multi-award-winning. 2025 Founder of the Year, 2025 Business of the Year and STEM Business of the Year, bringing analytical, simplified, and award-winning financial education to you.
The turning point
Everything changed when I decided to take on my No Spend Year™, a challenge that helped me cut our family's outgoings by over €27,000 in just 12 months. That journey didn’t just transform my bank balance; it transformed my life. I learned that you don’t need to be a financial expert, have a huge salary, or give up everything you love to achieve freedom and peace of mind.
Mission & what I offer
"I broke the glass money ceiling by creating solid personal finances and learning the skill of investing. Now I help others do the same."
Through my book, Mindful Money™, Become a Confident Investor course (the only comprehensive beginner investing course in Ireland) and as the founder of Mrs Smart Money, I share the honest, practical lessons I learned - without jargon, without judgment, and always with empathy. My mission is simple: to empower people living in Ireland, especially those who feel lost or anxious about investing, to take control and build the future they truly want.
You don’t have to be trapped in the paycheck cycle. You don’t have to struggle with money forever.
You can take control, and I’m here to show you how.
Credentials & Experience
"I broke free from the paycheck cycle. Now I help others do the same."
I’ve an MSc, (QFA), a sell-out author, and an award-winning educator with over 20 years of investing experience. But more importantly, I’m someone who’s been in your shoes. I know the fear of losing money, the confusion around Irish tax, and the frustration of feeling left behind.
How I Help
That’s why every lesson, tool, and story I share is designed for real people; busy parents, cautious savers, and anyone who’s ever felt “I don’t know where to start.” You’ll find step-by-step guidance, relatable examples, and a community that meets you where you are.
Kel
If you’re ready to make your money work for you, provide for you and your loved ones. Finally, feel confident about your financial future, you’re in the right place.
There are no silly questions, and you’re never alone on this journey.
XOXO
Yes, You Can Invest!
The no-nonsense guide on how to start investing in Ireland.
Your investing education starts here
The book that's turning Ireland's "we don't talk about money" into "watch me build wealth."
This isn’t just another personal finance book or investing guide. It’s your clear, Irish-specific starting point for learning how to invest in Ireland with confidence.
This isn’t for experts. It’s for you: the everyday Irish earner who’s been made to feel like the stock market, shares, ETFs, and investing are “not for people like us.”
Get the free eBook, cut through the jargon, and learn the simple first steps to start investing, grow your savings, and build real financial breathing space in Ireland.
Your journey starts now.