Kel Galavan

Many of us find ourselves caught in the "saving only" trap, where we prioritise saving money over investing or spending wisely. This mindset often stems from fear of financial instability, societal pressures, or misconceptions about wealth-building. Understanding why people fall into this trap is the first step toward developing a balanced approach to managing finances and achieving long-term financial freedom.

So, what exactly is this “saving only” trap? Well, it’s the tendency to think that stuffing money into a savings account, no matter what, is the safest and smartest move. The problem? While saving is essential, relying solely on it can leave you vulnerable to rising prices and missed opportunities.

From Broke to Baller: The Lazy Person's Guide to Wealth Building - How I grew my net worth while binge-watching Netflix.

In personal finance, a concept known as "The Gap" exists - a crucial space between income and expenses where true wealth is born.

No matter how much money you make, rising expenses soak it all up, and you never seem to get past go. It's frustrating. But have you ever...

Despite living longer, healthier lives in 2024, women are still lagging behind men when it comes to planning for their financial future.

Most "expert" advice on paying down debt is about as useful as a bumper sticker that says, "Don't Worry, Be Happy." Sometimes, you need...

I've helped thousands of people to take back control of their money and their future, and set themselves on a path to financial freedom!

Is anyone else feeling the financial pinch of late? Sometimes life can throw curves balls with surprising regularity, making it hard to...