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“You're Earning Enough - It's time to get your money working FOR you to build the wealth and freedom you deserve.”

Take control of your finances and transform your mindset. 

Set a path to true financial freedom, on your terms.

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It's time to get your money, work hard to build the life you truly want and deserve. 

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Sound familiar?

You’ve got a good income. You’ve put in the hard work and the long hours and climbed the ladder to get that income, a thank you for a job well done. 

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But let me ask you this:

  • Where’s the real level up?

  • The solid savings and growth that feel secure?

  • The financial breathing room that allows you to say “yes” to the life you want?

  • The confidence to know you’ll be comfortable when retirement comes?


If you’re like many Irish professionals I’ve worked with, you’ve been doing ALL the right things - except one.

 

And that’s turning your income into a life that you love on your terms
Don’t worry, you’re not alone.

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And the great news is, I can help you fix this faster than you think.

What if...

Keeping the money that you worked so hard for and diligently earned, was EASY? 
And...
...you could ENJOY the journey too? 

I know what it feels like

I was exactly where you are.


Working hard, earning a good income, but somehow… my money never seemed to go far enough.

 

Bills, expenses, and life kept eating it all up. I was stuck, frustrated, and wondering: "What’s the point of working this hard if I have nothing to show for it?"


Then I realised something life-changing: It wasn’t about earning more. It was about managing my money in a way that worked for me - strategically and intentionally.

 

I went from 6 figures of debt, living paycheck to paycheck to building real wealth that gave me freedom, security, and the power to say ‘yes’ to my dreams.

 

I went from being an expert at making tough decisions for my family and our money to choosing how we live our lives with security and confidence. 


And now, I can help you do the same.  

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Here’s the truth

Earning a great salary isn’t enough if…

  • Your spending habits aren't in a healthy place.

  • You’ve never been taught how to manage and grow your money effectively.

  • You feel overwhelmed by where to start or how to fix things.

  • You’re stuck in a cycle of working hard but never feeling (or being) financially secure.

It’s not your fault. Most of us were never taught how to manage, save, and grow our money in a way that truly sets us free.

This is where coaching comes in. 

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​Through personalised 1:1 guidance, proven strategies, and a practical plan tailored to your goals. 

 

I’ll help you:​​​

  • Understand exactly where your money is going.

  • Build a system to save and grow wealth effortlessly.

  • Develop a powerful money mindset that keeps you on track.

  • Turn your income into the life you’ve always wanted.

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This isn’t about cutting back on lattes or spreadsheets you’ll never stick to. It’s about creating real, lasting transformation with simple, effective strategies that work for busy professionals like you.

Don’t Just Take My Word for It - Here’s What My Clients Have to Say:

Here’s how we’ll transform your finances together

  • Chemistry Call:
    We’ll start with a free call to understand your challenges and goals and see if we’re the right fit.

  • Customised Plan:
    I’ll create a tailored coaching plan designed specifically for your financial situation and goals.

  • Ongoing Support:
    Through regular coaching sessions, I’ll guide you step-by-step to build wealth, confidence, and the life you want.

Are you ready to level up your life? 

This is for you if…

  • You’re earning a good income but feel like you have little to show for it - no real savings, no investments, and no long-term financial plan.

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  • You’re ready to take control of your finances and build wealth that supports the life you truly want.

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  • You’re tired of feeling stuck and overwhelmed, and you’re motivated to make a change.

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  • You understand the value of investing in yourself and are willing to commit time and effort to create a brighter financial future.

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  • You’re ready to stop playing small, ditch the limiting beliefs about money, and take intentional steps toward financial freedom.

This is NOT for you if…

  • You’re looking for a quick fix or magic solution. Building wealth your way takes time, strategy, and commitment.

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  • You’re not willing to put in the work or make changes to your current habits and mindset.

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  • You’re satisfied with “just getting by” and aren’t interested in creating a life of your design.

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  • You’re unwilling to be honest with yourself about your financial situation and goals.

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  • You believe financial coaching is an expense rather than an investment in your future.

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Is this call right for you?
Let’s find out.

Why this matters


Rise Money 1:1 coaching is designed for those who are ready to step up and transform their financial trajectory. If you’re ready to break free from the cycle of earning and spending with no real progress, this is your moment.

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So, ask yourself:

  • Are you ready to take control of your finances and build a life that reflects your hard work?

  • Are you willing to commit to creating lasting financial security and a life that lights you up?​

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If the answer is “YES,” then this is exactly the right place for you.

Let’s talk and make it happen.

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What’s the Cost of Doing Nothing?

  • You’ve been working hard, earning well, and doing everything you were told would lead to success… but where is that next level you so crave and deserve?

  • The truth is, staying stuck in the same cycle will cost you far more than money - it’ll cost you time, freedom, and the peace of mind you deserve.

  • My coaching is an investment in your future. It’s about transforming your relationship with money so you can build real wealth and live life on your terms.

Never let a day pass when you do not do something that benefits you in a decade. 

You’ve worked hard to earn your income - it’s time to make it work for you. Don’t let another day, week, month or year go by feeling stuck or uncertain about your money. It's your life's work. 


Book your free chemistry call today and take the first step toward the wealth, freedom, and confidence you deserve.

About Me

Hi, I'm Kel 

I’m a Money Coach —well, really, I'm a scientist who loves finances and freedom. I have dedicated my life to helping others harness their income and become the wealthy people they deserve to be.​

 

I teach you how to build long-term wealth and the confidence that comes with it. I do this by creating a healthy relationship with money, combined with systems and habits to keep everything on track.

 

I brought our family from:

  • 6 figures of crushing debt to financial security.

  • Embraced the No Spend Year™, transforming our relationship and money forever.

  • Built over 20 years of investing experience. 

  • We are now rocketing to financial freedom.

 

Loving every minute of the journey. I want to help you do the same.

 

As a QFA, MSc, coach and author of the sellout book Mindful Money, More Money, More Freedom, More Happiness, you are in good hands.

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I can't wait to speak with you, 

Kel

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This website is for educational purposes only. It does not include investment advice. Investing involves risk. All decisions remain your responsibility. Past performance does not guarantee future results.

©2025 Mrs Smart Money Ltd. All rights reserved.

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