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For hard-working people working in Ireland who want to take control of their financial future but feel overwhelmed by investing complexity and fear making expensive mistakes...
What if you could finally hop off the 'just getting by' rollercoaster...and break the glass money ceiling within weeks?
You’ve done the right thing—you save regularly, but…
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Your money is just sitting there, not working for you.
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Inflation is eating away at your savings, making "just saving" a risky move.
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Investing feels overwhelming—too complex, too risky, and you don’t know where to start.
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You just want clear, simple investing guidance tailored for Ireland.
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You want to take control, grow your money, and find financial freedom. But jargon, fear of mistakes, and not knowing where to start are holding you back.
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It doesn’t have to be this way. It's time to change
The problems with investing as an Irish Investor are MASSIVE
As an Irish saver, you face REAL challenges when trying to invest:
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The scary stories about people who lost everything create genuine fear about risking your hard-earned money.
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US, UK & European advice does NOT work for Ireland, making it frustrating to find good relevant information for Irish investors.
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The Irish tax system is complex and quirky, creating uncertainty about staying on the right side of revenue
It's no wonder so many of us stay stuck in our "saving only zone" while our money sits shrinking in the bank.

I have crushed 6 figures of debt and grown a 7-figure networth while raising a family in Ireland and I still don't get everything right
I’ve been exactly where you are.
Saving like I was supposed to, yet frustrated knowing my money was just sitting there, doing nothing. Wanting financial security but feeling stuck—because investing seemed too big, too risky, too complicated.
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I thought I was the problem. That I wasn’t “money-savvy” enough. I needed to read more, learn more, and figure it all out before I could start.
But here’s what I learned: Every successful investor has felt the exact same fear. The difference? They pushed through it.
And once I did the same, everything changed.
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I built a system that took me from six figures of debt to financial security—and now I teach others how to ditch the fear, take control, and make their money work for them.
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You don’t need to stay stuck. You don’t need to figure it out alone. And you definitely don’t need to wait for “someday.” Your real jounrey starts now.

Working harder is never the answer. Working SMARTER is
5 telltale signs you're ready to Become a Confident Investor
You're diligently saving money each month, but know it could be working much harder for you
You feel out of your depth during investment conversations, despite being capable and successful in other areas of life.
You want to take control of your money but feel stuck, worried about making costly mistakes.
You don't know where to start with investing and feel lost in the sea of conflicting information, especially as an Irish investor
You know deep down that investing is key to building real financial security, but worry that without the right knowledge, you'll make expensive mistakes
You're Not Alone—And You Don't Have to Figure It Out Alone.
If any of these sound familiar, KNOW THIS: it's not that you're bad with money.
It's not that investing is only for finance bros or the super-wealthy.
You just haven’t had the right guidance—YET.
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Here are some ofn the most common blocks holding Irish people back
Do any of these ring a bell?
I'm afraid of "making expensive mistakes or losing everything (Sometimes this shows up as, “I heard a story of this person who lost everything in the last crash)
Investing seems "big, overwhelming & complex". I'm starting at zero, know nothing about investing"
I have wanted to learn about investing for quite some time but never knew where to learn for someone living in Ireland
I have wanted to learn about investing for quite some time but never knew where to learn for someone living in Ireland. I need a "clear starting point.
I earn a good wage, but I feel broke all of the time.
I worry about the future and retirement... I feel I'm starting too late.
I need Irish guides relevant to the Irish tax system most investment sites are for Americans or the UK
I want to avoid the high fees charged by insurance companies.
You didn’t just wake up one day with these worries about money. They’ve been building over time—from things you’ve heard, fears you’ve absorbed, and past experiences that made investing feel risky, confusing, or just not for you.
You’re not alone—and you’re not stuck. it's time to change the story.
The good news?
Your fears around money don’t have to hold you back....
You just need the right guidance to cut through the noise, take control, and start growing your wealth with confidence
Hi, I'm Kel Galavan!
My Story – From Debt to Financial Security
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I was drowning in six figures of debt, stuck with a house I couldn’t live in, two small babies, and a single income.
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I know what it’s like to feel overwhelmed, afraid of making mistakes, and unsure where to start.
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The Turning Point
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After years of chasing paychecks and barely keeping up, I hit a breaking point.
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I took a radical step—my now-famous No Spend Year™—and it changed everything.
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What I Learned
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I started investing 20 years ago, making every mistake in the book (yes, even cashing in two pensions—true story!).
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But through trial and error, I learned what actually works—and that’s why I’m financially secure today.
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I studied everything about wealth-building, especially the challenges Irish investors face.
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The biggest lesson? Financial security isn’t about complicated strategies or risky schemes. It’s about:
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Having the right knowledge
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Building a strong money mindset
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Making your money work as hard as you do
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Now, I Help People Like You
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I teach hard-working Irish people how to take control of their money, invest wisely, and build real financial breathing space.
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Because everyone deserves a seat at the wealth-building table—you just need someone to show you how to start.
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Money isn’t everything, but when used wisely, it becomes a powerful tool for freedom, security, and a better future. Let’s make it work for you.
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What Happens When You Take Control of Your Money?
Imagine breaking free from the constant money stress—no more worrying if you’re saving enough, making the right moves, or falling behind.
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Instead of feeling stuck, overwhelmed, or afraid of making mistakes, you start to feel calm, confident, and in control.
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When you let go of outdated money habits and fears, everything shifts—your finances grow, your future feels secure, and for the first time, you truly believe you can build real wealth.
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It’s not just about money. It’s about freedom, choices, and finally feeling safe and supported in your financial future.
'I thought I could never invest on my own'
'Now I feel in control of my money and my future. I was stressed and felt dumb when others talked about investing. This course has shown me that investing isn't just for the wealthy, and I can start small'
Siobhan Murphy
Cavan
'..a better future is possible'
'I used to feel helpless about my financial future, but now I have knowledge. I'm actually excited to invest in my future now. Now I realise I can take control of my own money and don't need to rely solely on financial advisors.'
Liam O'Connor
Kilkenny
'It feels easy'
'Investing seemed big and complex, but now it feels so easy. I'm no longer just saving; I'm making my money work harder. The step-by-step system in the course has made investing feel simple and achievable, not daunting. I understand so much more, I wish had taken the leap years ago'
Maeve Donnelly
Dublin
'I'm a levelled up version of myself'
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'Before, I had no idea where to start, but now I have a clear plan. I understand the importance of a long-term strategy has really shifted my perspective. I can see a path to early retirement now, which I never thought was possible before this course.'
Aoife Kennedy
Galway
Taking back control of your money means different things to everyone; whatever your dream, the results are real.
Increased confidence in investing, with fear and doubt well and truly gone
Build long-term financial security and freedom
Develop a personalised, long-term investment strategy that works and is easy to stick to .
Overcome the fear of losing money
Navigate the Irish tax system with confidence.
Move from uncertainty to confidently starting investing
Empowered to take control of your finances and future.
Reach for FIRE.
Financial Independence Retire Early
Equip yourself with the knowledge and skills to invest confidently in Ireland. By breaking through and upgrading your financial skills, you'll gain the confidence to make smarter investments and better financial choices. To create a more secure, freer future.
Introducing…​

Rise Money™
Become a Confident Investor

Become a Confident Investor is a complete step-by-step system for normal Irish people who want to take control of their money - even if you're starting from zero and know nothing about the stock market.
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I've transformed my journey from six-figure debt to seven-figure networth, plus 20 years of investing experience and channelled it into a practical roadmap designed specifically for Irish investors like you.
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With Become a Confident Investor you can overcome your fear of losing money, cut through the confusion, and know exactly where to start building lasting wealth with confidence.
Here's what you get when you join Become a Confident Investor.
Break free from investment confusion
​Understand exactly how your money works for you, with knowledge that builds confidence and eliminates the fear of making costly mistakes. No more feeling like an outsider during financial conversations.
​​Take control of your financial future
Transform your idle savings into a wealth-building engine that matches your work ethic. I'll show you where to start and how to proceed, making investing surprisingly straightforward once you grasp the basics.
​Put your money to work
​Stop letting your savings sit idle. With RISE MONEY™ , you'll have a clear roadmap to build financial security through a simple, step-by-step system designed to fit your life.
Get clear Irish-specific guidance
​Create a solid investment portfolio using strategies tailored for the Irish market. Navigate the Irish tax system with confidence and make decisions without second-guessing yourself.

Step 1: Set to Soar
Rock-Solid Personal Finances
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Create your personalised "Money Life Jacket" to ensure you can invest with confidence
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Master the essential habits that set successful investors apart
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Learn how to protect your investments during market downturns
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Discover why good financial planning beats great portfolio management every time
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"For anyone starting out on getting their financial house in order, I'd really recommend the 'Set to Soar' module. I'm now building out my 'Money Life Jacket' while dipping my toe into regular investing."
Joan T.
Brand Strategist, Dublin.
Planning for a brighter financial future

​Step 2: The Investor Mindset
Successful Investors Best Kept Secret
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Develop the psychological tools used by successful long-term investors
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Break free from the money mindset blocks holding you back
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Learn how to stay calm and confident during market volatility
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Master the art of making clear-headed investment decisions
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"I learned how to get into the right money mindset and manage my money effectively to allow me to invest confidently without the stress of short-term financial needs."
Sinéad W.
IT Professional, Galway
On the Path to Financial Freedom

Step 3: Knowledge is Power
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Hold your own in any conversation​
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Demystify the stock parket, online trading, stocks, bonds, and funds in plain English
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Look under the bonnet of each asset, including their strengths and weaknesses and how they best work together.
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Understand how to evaluate investment opportunities
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Learn to read financial news and reports with confidence
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"This has been the absolute most informative module for me so far. Everything you outlined was clear & in my effort to gain more confidence, I definitely feel the content shared on how to assess the ‘health’ of a stock was excellent."
Dee K.
Dublin based professional
From doubtful to confident investor

​Step 4: Your Personal Investing Style & Strategy
Who you are as an Irish Investor
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Explore your risk profile, asset allocation, investing styles, and shared strategies to ensure you understand the investing strategy comprehensively.
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Investing is more than just selecting assets; it's about crafting a personalised, long-term strategy aligned with your goals, lifestyle, and risk tolerance.
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Create a tailored asset allocation strategy designed for long-term success.
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"The strategy module really made me realise what would work best for me and safeguard against my tendency to make risky decisions.."
Sharon O'B.
Working mom making money work harder
& now a confident investor

Step 5: Pay & File like a Pro
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Don't let something as arbitrary as tax stand in your way of building the life you deserve
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Navigate the unique Irish tax system with confidence.
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Discover which is the best path for you and how to optimse your returns
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Correctly and confidently file the right tax return for your investments each year.
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"Your course was absolutely phenomenal and I really mean that. You are an absolute inspiration for all women to be teaching us to take control of our own money. I was particularly interested in Maxing out your pension module"
Helen H.
Public Servant & Working Mom of 3, Galway
Taking Control of her Finances

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Lifetime access so you can learn at your own pace and revisit the course as your portfolio grows.
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Mobile and tablet friendly so you can learn from anywhere.
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Convenient course access via Membervault.
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All training videos are available with English subtitles
PLUS... Get INSTANT ACCESS to These Exclusive Bonuses When You Join Today!

BONUS #1
My Personal Investment Blueprint
Look over my shoulder as I share the exact investing strategy I use today. After 20 years of trial and error (and plenty of expensive mistakes!), I've created a system that's brought me from six-figure debt to financial security. Now I'm sharing it with you, step by step.
No theory. No fluff. Just the practical strategy I personally use to build lasting wealth.


BONUS #2
20 Years of Investing Wisdom: The Hard-Won Lessons
Save yourself thousands in costly mistakes. I'm sharing my top 20 investing lessons - the ones I had to learn the hard way over two decades of real-world investing. These are the exact principles I use to make investing decisions today, and I've never shared them before.
Consider this your shortcut to investing success. Why repeat my expensive mistakes when you can learn from them instead?

BONUS #3
8 weeks of Live Group Coaching
Weekly live group sessions, where you can get all your investing questions answered and learn from leaning into my 20 years of investing experience. ​

BONUS #4
Rise Money™ Community
Join a community of like-minded, freedom-focused individuals for support, guidance, and motivation as you begin your investing journey.​
Plus....
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Investing A to Z Language Guide
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Stock Indicator Decoder Quick Guide
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Net Worth Calculator
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Pension Contribution Calculator
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Your Portfolio Growth Calculator
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Maxed out Pension Calculator.
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Investment IQ Reviews at the end of each lesson.​
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Downloads, cheatsheets, PDFs and much more to support you on your Investing Jounrey
​Take action as you go!

AND... lifetime access to the course including future updates!

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How much time will I need?Each module takes 1-2 hours weekly, divided into short lessons that fit your schedule. Even my busiest students find they can complete the material by setting aside just 20 minutes a day. This time investment pays off - once you learn this skill, you have it forever and will use it every day for the rest of your life. You'll have lifetime access to the course and all updates, even after the 8-week LIVE group coaching period ends.
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How do I know if it is the right time to join Become a Confident Investor?Honestly? If you’re asking the question, there’s a good chance that the time *is* right. Because that means you’re already thinking about your financial future and looking for ways to make your money work harder for you. Here are the signs that you're ready: ✅ You’re saving, but it feels like your money is just sitting there. You know there must be a smarter way to build financial security, but you're unsure where to start. ✅ You feel overwhelmed by investing jargon. Maybe you've tried reading about investing, but it just seems too complex or full of conflicting advice. You want clarity. ✅ You’re afraid of making a mistake. The thought of losing money or doing something wrong has kept you stuck on the sidelines. But deep down, you know that learning how to invest properly is the key to long-term financial security. ✅ You want to take control of your future. Maybe you’re tired of leaving financial decisions to others—whether that’s financial advisors, your employer’s pension scheme, or even just chance. You want to *understand* your money, not just follow instructions. ✅ You know investing is important, but it feels out of reach. You might think you need a lot of money or expert-level knowledge to start investing. (Spoiler: You don’t! You just need a step-by-step system to follow.) Why Now? The best time to start investing was 10 years ago. The second-best time? Right now. Because every month you wait is another month your money isn’t working for you. Become a Confident Investor is designed for people just like you—Irish tax payers who want to learn how to invest properly for themselves without the confusion, jargon, or fear of losing money. If you’re tired of feeling stuck and ready to take control of your financial future, I’d love to show you how.
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How do you keep me accountable?Great question! Learning to invest is one thing—actually taking action is another. That’s why Become a Confident Investor is designed to keep you accountable every step of the way. Here’s how: ✅ Live Group Coaching – Weekly sessions where you can ask questions, get support, and stay on track. ✅ Community Support – You’ll be part of a group of like-minded people on the same journey, keeping you motivated. ✅ Step-by-Step System – Clear lessons with actionable steps so you’re always moving forward. ✅ Investment IQ Reviews – Checkpoints at the end of each zero fluff lesson to reinforce what you’ve learned. You’re not doing this alone—I’ll be there to guide you, support you, and make sure you’re confident every step of the way.
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I don't have the budget right nowI completely understand—budgeting is important, its so important you ultimatle crash course in peronal finace is the first step ofthe course. Investing might feel like something to put off. But here’s the thing: waiting can cost you more in the long run. Even small amounts—as little as €50 a month—can start building your money. The key isn’t investing big right away, it’s learning how to invest wisely so you’re ready when the time comes. Become a confidnet investor includes a payment plan option, so you can start learning now without the financial strain. If you’re ready to take control of your future, let’s make it work for you.
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How much money do I need to start investing?Not as much as you might think! You don’t need thousands to get started—even €50 a month can be enough to begin building your wealth. The key is learning how to invest wisely, in a way that make ssense ton you. So that whatever amount you start with, you’re making smart, informed decisions. Become a Confident Investor will show you exactly how to do that—without the jargon, confusion, or fear of making mistakes.
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Is Become a Confident Investor for me?Because you're ready to take control of your money instead of letting it sit idle. Because you don't want to rely on expensive financial advisors or guesswork—you want to understand how to manage and invest your money for yourself. (Investing is just a skill you haven't learned yet; if you can open a bank account, you can invest, and I can teach you the rest. ) Because you're tired of feeling overwhelmed by jargon, conflicting advice, and the fear of making expensive mistakes. Become a Confident Investor gives you a step-by-step, hand-holding system explicitly designed for Irish investors. No fluff, no sales pitches—just the knowledge and confidence to invest wisely for the long term.
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I've never invested before will I be able to understand it.Absolutely! Become a Confident Investor was designed specifically for beginners—people who have never invested before and feel overwhelmed by the jargon, risks, and where to even start. You don’t need a finance degree or a big pile of money to begin. I break everything down step by step, in plain English, and in a way that makes sense for Irish investors. By the end of the course, you'll not only understand investing—you’ll feel confident making decisions about your own money.
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Will I understand if I know nothing about investing?Absolutely! This course is built for beginners who find investing overwhelming and complex. We start with the basics and build your knowledge as you go. Everything is explain in plain English because inveting does not need to be complicated. If you can open a bank account you can learn to invest. Many of our most successful students began saying "I know absoluterly nothing and I'm not even sure what I'll be able to learn about investing" and now approach their finances with confidence and control. If I'm honest they often turn out to be some of the best investors I know.
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Is there a money back guarentee?I'm so confident in your ability and this course that I'm happy to give a 30-day money-back guarantee.
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I don't know where to begin – will you show me exactly where to start?Absolutely! This is the most common concern I hear. Become a Confident Investor gives you a transparent, step-by-step system explicitly tailored for Irish investors. We begin with building your "Money Life Jacket" in Module 1 and set your solid foundations in place. You'll get practical action steps and a clear roadmap, eliminating the guesswork and uncertainty about what to do next. Plus, you'll have 8 weeks of live group coaching and our lovely Rise Money Community to support you on your journey.
Rise Money™
Become a Confident Investor
The ultimate investment program for professionals who want to take control of their finances and build lasting wealth through smart investing.
10 in depth step by step modules, 5 key steps, live group
Including.....

MODULE 1: Set to Soar: Maximising Your Financial Success
MODULE 2: The Successful Investor Mindset
MODULE 3: Your Online trading account
MODULE 4: Stocks
MODULE 5: Bonds
MODULE 6: ETF’s
MODULE 7: Taxation
MODULE 8: Your Investing Style
MODULE 9: Your Investing Strategy
MODULE 10: File & Pay

Not to mention...
BONUS #1: My Personal Investing Strategy
BONUS #2: 20 Important Lessons from 20 Years of Investing.
BONUS #3: 8 Weeks of Live weekly Group Coaching
BONUS #4: AND get exclusive access to my students-only community!
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Curious?
Take a tour to see whats on the inside

This course IS RIGHT for you if:
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You save regularly but know your money should be doing more than sitting idle
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You want investing explained clearly, without the confusing jargon
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You worry about losing money and need to understand how to invest safely
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You're unsure where to start, especially as an Irish investor
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You're ready to take control of your finances rather than feeling at their mercy
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You want to move past the fear that keeps your money stuck in low-yield accounts

This course may NOT be right for you if:
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You haven't started saving any money yet
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You're looking for high-risk day trading strategies
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You expect overnight success without putting in the work
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You don't want to dedicate purposeful time to your financial freedom
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You're only interested in cryptocurrency or meme stocks

100% money-back guarantee
I'm SO confident you're going to LOVE Becoming a Confident Irish Investor that this programme comes with a 30-day money-back guarantee. If you implement everything I teach in this course and don't see results... you'll get your money back. Making it 100% risk-free!
Still on the fence? I get it.
But here’s the thing…
Every day you wait means your money isn't growing as it could be. Inflation keeps eating away at your savings while fear prevents you from building real security.
I won't promise overnight millions (run from anyone who does).
What I can promise is this:
Follow the system and do the work, and you'll gain the knowledge and skills to make smart investment decisions. You'll know exactly how to build long-term wealth in a way that works for you.
I've designed this specifically for Irish investors who want a clear roadmap to building wealth through smart investing.
And you're protected by our 30-day guarantee. If you don't feel more confident after implementing what you learn, you'll get a full refund.
So the question is: Are you ready to take control of your financial future?

Don't Miss Out, Invest in your Future!
Remember, when you join you'll get:
All four exclusive bonuses
Instant access to the complete program
30-day money-back guarantee
The only thing standing between you and financial confidence is a decision.
Make that decision now.
P.S. Still have questions? Feel free to email me directly at kel@mrssmartmoney.com. I personally read and respond to every message because I'm committed to helping you succeed.
Get the confidence to build lasting wealth with...
Rise Money™
Become a Confident Investor
Even if you've never invested before and know nothing about the stock market
The complete investing solution for aspiring Irish investors that want to build lasting wealth through smart, long-term investing.​​​​​


Rise Money™
Become a Confident Investor
Plus...
All these bonuses

