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The Smart Money Formula

Many intelligent, hard-working women earn a good income but can't seem to get ahead with money.

The Smart Money Formula provides clarity, systems and habits to put you in control, build financial security and the confidence to create a life they love.

Sound Familiar?

Are you always comparing yourself to others and coming up short?

Tring to save but life gets in the way?

Promise yourself that you'll get around to building that nest egg but it never seems to happen?

Thinking you can do it all yourself but don't know where to start? 

Frustrated because you know you can do this.

What if....

keeping the money that you work so hard to earn was Easy? 

and..... what if you could Enjoy the journey too? 

The Smart Money Formula is a life-altering money mastery course that will forever change your relationship with money.

I know what it feels like

To work so hard and feel like you are getting nowhere. It is a frustrating place to be.

There is no knight in shining amour coming to save you, nor was there a fairy godmother who would wave her wand and make your money behave.

To get where you truly want to be, you need to take deliberate and consistent action to build a healthy money mindset, systems and habits to support it. 


The carefully designed Smart Money Formula does this by transforming how you look at and think about money. It offers a wealth-building approach from the inside out rather than outside in. 


but taking control of your money is so much more than that…​

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When you upgrade your money life you will experience

  • Your money working on a whole new level.

  • Confidence because you are in the driver's seat with systems and habits that work.

  • Empowerment because you know what you truly want out of life and are on a trajectory to get it. 

  • Your independence growing on your terms.

  • The power of taking action to align your money to your dream life.

  • Dispelling of fear because you are ready for your future. 

What other people are saying...

Working with Kel has been amazing! This course is about way more than just money. Kel takes you on a journey of self-discovery and in turn, helps you strengthen your foundations and begin building your path to success, whatever that may look like to you. 

In doing this course I have found myself and that allowed everything else to fall into place and Kel was with me every step of the way. 

Leanne Scott

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Milestones to expect

Fall in love with your money
Accelerate your path to happiness
Envision your perfect future
Fund those dreams
Grow your nest egg
Build that sustainable wealth.

Are you ready to level up your life? 

The Smart Money Formula is both powerful and completely transformative.

This six-session 1:1 coaching course complete with supports, tools and workbooks to deep dive into your life and transforms it from the inside out. It is specifically designed to glide in seamlessly alongside your busy life.

Each coaching session is formulated and purposefully sequenced to gently lead you through the process step by step. It is proven to increase financial resilience and set a path to financial freedom. Imagine a world where you feel in control of money again and have choice and freedom at your finger tips.

Your dream life is possible and you deserve to have it. 

How the Smart Money Formula works

About Me

Hi, I'm Kel 

I’m a Money Coach, well really I'm a scientist who found a love of finances and have dedicated my life to creating the perfect money/life equation.

This drive has manifested into the Smart Money Formula a proven method to get ahead with money and enjoy the journey. Isn't that what life is about?


I teach you how to build long-term wealth and the confidence that comes with it.


I brought our family from 6 figures of crushing debt to financial security and we are now rocketing to financial freedom and loving every minute of it. I want to help you do the same.


As a qualified financial advisor, MSc and author of the sellout book, Mindful Money, more money more freedom more happiness, you are in good hands.


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