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  • Writer's pictureKel Galavan

7 Tried and Tested Strategies for the Money Win

Managing your finances is crucial to ensuring that you achieve financial security and maybe even independence. Now wouldn't that be a nice thought?

There are so many ways to earn more, save and invest your money it can be challenging to decide which path is best for you.

In this article, I will explore 7 tried-and-tested tips (by me!) on how to make the most out of your hard-earned money so that you can reach your personal financial goals, whether you need more income or are struggling to manage what you have better. By implementing just a few simple strategies, you'll have the tools to set you in the right direction.

Invest in yourself by taking courses and learning about personal finance

Investing in yourself can be one of the best for-the-money wins you'll ever find. As you develop your skill sets and knowledge base, you open up better opportunities for growth throughout your career. Investing in courses and personal finance education is a great place to start. Learning about topics like budgeting for saving for retirement, credit management, creating an emergency fund and taking advantage of investment options can give you the skills to make sound financial decisions now and for the rest of your life. Although these are essential steps for any individual, getting started today makes all the difference in the long run.

If you feel that mindset is holding you back, feel free to book a chemistry call with me and let's see if we can get you on track.

Don't compare your finances to others. Focus on what you can control.

Comparing our finances to others can make us feel inadequate and overwhelmed. With the influx of social media, it's become easier to compare our lives with those around us – and often, we see an unhealthy focus on material possessions and monetary gains. Instead, take a step back from the "money wins" attitude that has engulfed society today and focuses on what you can control. Your finances are personal, and no one needs to know about them aside from you. Create a budget tailored to your needs and do your best to stick to it. Making progress toward financial security is a more meaningful goal than comparing yourself to those around you in this arena. Set personal milestones, like paying off debt or increasing your credit score by a certain point – these measurable targets will give you tangible results and help motivate you regardless of how others manage their own money.

Know your Why.

Money can be a great motivator, but it becomes easier to keep that motivation up with a deeper purpose behind wanting it. To grow your financial success, start by assessing why you want money. Ask yourself if this ambition of yours is coming from a place of personal growth or is purely driven by materialistic goals. Understanding and accepting your "why" can be an effective tool in helping you win money. Think back to the critical moments in your career and see if your "why" has always been there for you. Through this process, you will be better equipped to maintain motivation in achieving those long-term financial goals.

Create a budget (and stick to it)

Creating a budget is a smart move and one of the first steps towards getting your finances in order. By tracking your expenses, you can gain greater control over where your money is going and ensure that you're not overspending. Making a budget may seem daunting, but with some detailed record-keeping, it can be easy to track what you're earning and spending each month. With this information, you can make strategic adjustments if needed to prevent any significant dips in your financial security. In addition, investing in yourself through creating a budget and sticking to it is investing in your future - it's simply a win-win for your wallet.

Make a plan

Planning is the key to success. Making a plan leaves you with a roadmap to get where you want to go and keeps you on track. It allows you to set clear goals and lay out the steps needed to achieve them, so you can make sure nothing is left unchecked. Mapping out your plan also helps clarify what resources and money you need to win; this information gives you the power and confidence to take action. When something does not go as predicted, or if an unexpected event occurs, this plan can be used to understand how events should have been handled or provide insights into potential solutions. Finally, having a plan relieves any sense of aimlessness when making decisions and achieving your desired outcome.

It takes time and patience to grow your money tree.

Becoming financially secure is something that takes time to happen - it takes hard work, consistent effort, and time. Many people misunderstand this and try to take shortcuts to grow their money tree; however, by taking a long-term view, you can put yourself in a much better position. By being patient and strategic with your investments rather than investing for quick wins, it's possible to build a well-rounded money tree which generates reliable returns over the long term. Of course, understanding your risk profile and making intelligent decisions to optimize your investment opportunities is key. When nurturing your money tree, it pays off to be patient.


Investing in yourself and learning new skills can be an effective way to increase your earning potential. Taking the time to upskill – whether it be a language, computer knowledge or educational qualification – can set you above your competition and help to land that elusive money-winning job. It can also open doors to entirely new career paths, allowing you to explore options you never knew were available. Don't underestimate the power of investing in yourself: it's proven time and time again to help increase one's paycheque and increase confidence and courage within the individual. So why not take a step towards financial success today?

Final Thoughts

If you're looking for ways to improve your financial situation, consider implementing a few of these tips. They may not all work for you, but even implementing one could make a big difference. As with anything related to money, research and consult a financial advisor before making any significant decisions. With the right tools and knowledge, you can take control of your finances and achieve your goals.

I'll share more money-saving and mindset tips with you soon, so stay tuned! In the meantime, make sure you are subscribed to the Smart Money Times Newsletter and get your hands on my new ebook, From Out of Control to Cruise Control, 20 Simple Things to Completely Transform Your Money Life here

Disclaimer: This is information – not financial advice or recommendation

The content and materials featured or linked to on are for your information and education only and are not attended to address your particular personal requirements.


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