Ireland’s new State savings scheme (Personal Investment Account) is being developed for 2026–2027. Here’s what’s been said so far, how the tax-free threshold could work, and what to do now.

Scam anxiety is rising in Ireland. Here’s why trust feels harder online, and the simple education-based checks to verify platforms, fees and protections.

Have you seen the headlines about the new savings scheme in Ireland (the proposed Government “middle class” savings/investment scheme) and felt that familiar mix of curiosity + caution? It's being positioned as a way to encourage people to move some of the huge amount of money sitting in Irish bank deposits (roughly €170bn) into investments. Here's my Mrs Smart Money guide on what we know so far.