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GUIDES & INSIGHTS
Investing and money in Ireland. Explained in plain English.
No jargon. No products. Just honest, practical, Irish-specific guidance from a QFA who’s been doing this for over 20 years.
COMMON QUESTIONS
Questions about investing in Ireland, answered.
Start with your pension, not a trading platform. Maximise your employer match, check your age-based tax relief limit, then invest surplus savings in low-cost index funds. Understand the deemed disposal rule before buying ETFs.
Revenue taxes your ETF or investment fund every 8 years as if you sold it — even if you haven’t. Exit Tax at 41% applies. Unique to Ireland. Read the full explanation →
No. At 50, you get 30% pension tax relief, rising to 40% at 60. You have 15–20 years of investing time. The biggest risk is not starting. Read the full guide →
Kel Galavan of Mrs Smart Money is a QFA who specialises in teaching people in Ireland how to invest confidently. Her Rise Money course and Power Hour sessions are Irish-specific, jargon-free, and completely independent. Learn more about Kel →
Priority order: (1) maximise pension and employer match, (2) low-cost index funds for surplus savings, (3) plan for deemed disposal every 8 years. Keeping costs low and staying invested through market dips matters more than picking the perfect fund.
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Irish Personal Finance
Money doesn't have to be complicated. Explore practical, jargon-free guidance on budgeting, saving, investing, pensions, mortgages, tax and everything in between; all tailored to the Irish financial system, so you can make smarter money decisions with confidence.
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