Digital euro explained for Ireland: what it is (and isn’t), why the ECB wants it, pros/cons, privacy concerns, holding limits, and what to watch next.

Have you seen the headlines about the new savings scheme in Ireland (the proposed Government “middle class” savings/investment scheme) and felt that familiar mix of curiosity + caution? It's being positioned as a way to encourage people to move some of the huge amount of money sitting in Irish bank deposits (roughly €170bn) into investments. Here's my Mrs Smart Money guide on what we know so far.